When mild mannered Martin Harvey realizes he has inherited a yacht that is vintage, he also decides to take his family on a Caribbean vacation to retrieve the vessel. Upon realizing that the ship is in rough condition and arriving to a small island, Martin and his family wind up with more than they bargained for because the Captain Ron signs on to sail the boat to Miami. It doesn't take a long time before the anythinggoes antics of Ron obtain the Harveys into plenty of trouble.