Dan Mahowny was a star of Commerce. At twenty he was manager of a division in the heart of Toronto's financial district. He was a workaholic. To his clients, he was critical astute and valuable. He was a humorous, although silent man who enjoyed watching sports on tv. To his girl friend, he was shy but engaging. Not one of them knew the other hand of Dan Mahowny--the other side that implemented the largest single-handed bank fraud in Canadian history to nourish his obsession.