John and his girlfriend have vowed to marry once they save $30,000 for their dream house. However, the moment they achieve their economic goal, John finds out his niece has been accepted at Harvard, and he has reminded of his promise to cover her tuition (almost $30,000). John's friend Duff convinces him to turn to petty offense to get the payment... but Duff's hare brained schemes spin quickly out of control.